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Millions of Americans visit online dating websites every year hoping to find a companion or even a soulmate.

But as Valentine’s Day gets closer, the FBI wants to warn you that criminals use these sites, too, looking to turn the lonely and vulnerable into fast money through a variety of scams..

These criminals—who also troll social media sites and chat rooms in search of romantic victims—usually claim to be Americans traveling or working abroad. While their most common targets are women over 40 who are divorced, widowed, and/or disabled, but every age group and demographic is at risk. You’re contacted online by someone who appears interested in you.

He or she may have a profile you can read or a picture that is e-mailed to you.

For weeks, even months, you may chat back and forth with one another, forming a connection. But ultimately, it’s going to happen—your new-found “friend” is going to ask you for money.

So you send money..rest assured the requests won’t stop there.

There will be more hardships that only you can help alleviate with your financial gifts.

The profiles were fake as well, carefully crafted to match your interests.

In addition to losing your money to someone who had no intention of ever visiting you, you may also have unknowingly taken part in a money laundering scheme by cashing phony checks and sending the money overseas and by shipping stolen merchandise (the forwarded package).

In another recently reported dating extortion scam, victims usually met someone on an online dating site and then were asked to move the conversation to a particular social networking site, where the talk often turned intimate.

Victims were later sent a link to a website where those conversations were posted, along with photos, their phone numbers, and claims that they were “cheaters.” In order to have that information removed, victims were told they could make a payment—but there is no indication that the other side of the bargain was upheld.

While the FBI and other federal partners work some of these cases—in particular those with a large number of victims or large dollar losses and/or those involving organized criminal groups—many are investigated by local and state authorities.

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